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Live interest freeee forever.

humm logo
Buy ‘Little things’.
Up to $1,000 and choose to repay in 5 or 10 slices - that's over 2.5 or 5 months1.

Buy today and take time to pay – with no interest, ever. With humm, you can apply for up to $1,000. Get fast approval and choose to repay in 5 or 10 slices - that's over 2.5 or 5 months1. You can even choose to pay weekly or fortnightly. Plus each payment frees your balance to spend again.

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Shop now
Select humm in the checkout
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Sign up
Fast approval
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Pay in slices
Weekly or fortnightly
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Get the App
From the App Store or Google Play

What is humm?

Humm helps everyday Australians Buy Now Pay Later. Our payment plans are great value because humm customers pay no interest ever.

Who can humm?

You just need to tick these boxes:

  • Be a permanent resident of Australia
  • Be 18 years or older
  • Have a valid email address and mobile number
  • Have an Australian debit or credit card
  • Have an Australian drivers license, passport or Medicare card
  • Have a permanent job (at least 25 hours per week) or on an aged/veteran’s pension
  • Not have declared bankruptcy (not insolvent)

I want to humm! Where do I start

This bit's super simple. First things first: depending on whether you're an Apple or Android person, go to either the App Store or Google Play and download the App.

Once you've got the App running, just follow the steps and you'll be good to go. Niiice!

How do I shop with humm?

Humm is fast and simple to use no matter where you prefer to shop. Online, simply select humm at checkout and you will be taken through to humm to confirm your payment.

With no interest, are the fees high?

No, they're not. When you buy a 'Little thing', there are no fees if you choose to pay it back over 2.5 months. If you choose to pay over 5 months, you'll pay just $8 a month.

You will only ever pay a single $8 monthly fee regardless of the number of ongoing humm payment plans you have.

1 Purchases to be over $500 for a 5 month payment plan. Payment plan to approved applications only; fees, terms, conditions, minimum amounts and exclusions apply. Credit provided Certegy Ezi-Pay Pty Ltd (ABN 28 129 228 986).

Although we make reasonable efforts to update the information about humm on our website, we make no representations, warranties or guarantees, whether express or implied, that this content on our website is accurate, complete or up-to-date. We also do not warrant or represent that the information regarding humm available through the website will meet your particular requirements or needs. We therefore suggest visiting or clicking the button below for the most accurate and up-to-date information.

The displayed repayment amount on our website also includes a $40 Fee charged by humm, which applies to their 5 month payment plan.