Laybuy

Deciding what to buy is hard, but paying for it doesn't have to be. Laybuy lets you receive the item now and spread the payment over 6 weekly automatic instalments. Always interest-free.*

Proceed to checkout as normal and select Laybuy as your payment method.

Log in or sign up and complete your order in seconds.

Choose your payment day, view your schedule and select pay now.

Your items are on their way. Payments will be taken each week automatically.
What do you need?
- A credit or debit card
- To be over 18 years of age
- To be living in Australia
*The Important Bit
If you fail to make payment, you may be charged a late payment fee of $10.
Sign up in seconds at the checkout (instore or online) or on our site where you can also view full T&C's www.laybuy.com/au/

Popular products purchased with Laybuy
Samsung 980 Pro 1TB M.2 NVMe Internal SSD
PCIe 4.0 - Up to 7000MB/s Read - Up to 5000MB/s Write - 5 Years Warranty
AOC 24G2SE 24" FHD 165Hz Gaming Monitor
1920x1080 - 1ms - DisplayPort - 2x HDMI - VGA - AMD FreeSync - 126% sRGB - Delta E < 2 - Tilt Adjustable - 100x100 VESA
Samsung 970 EVO Plus 1TB M.2 Internal SSD
2280 - Up to 3500MB/s Read - Up to 3300MB/s Write - 600K/550K IOPS - 5 Years Warranty
Nokia G20 Smartphone 4GB+64GB - Dark Blue - 48MP Quad Camera, 6.5" HD+ Display, 8MP Selfie Camera, Up to 3-day battery life, OZO Spatial Audio, Helio G35
HP Chromebook 11 G8 EE 11.6" HD Laptop
Intel Celeron N4020 - 4GB RAM - 32GB eMMC - AC WiFi 5 + BT5 - Webcam - USB-C (PD & DP) - ChromeOS - 1Y Warranty
Samsung 870 EVO 500GB 2.5" Internal SSD
V-NAND - SATA3 6GB/s - Up to 560MB/s Read - Up to 530MB/s Write - 7mm - 5 Years Warranty
Lexar NM790 2TB M.2 NVMe Internal SSD
PCIe 4.0 x 4 SSD - Up to 7400MB/s Read - Up to 6500MB/s Write - 5 Year Warranty
Samsung 980 Pro 2TB M.2 NVMe Internal SSD
PCIe 4.0 - Up to 7000MB/s Read - Up to 5100MB/s Write - 5 Years Warranty
WD Black SN770 1TB M.2 NVMe Internal SSD
PCIe 4.0 - Up to 5150MB/s Read - Up to 4900MB/s Write - 5 Years Warranty
AOC 27G2SE 27" FHD 165Hz Gaming Monitor
1920x1080 - 1ms - DisplayPort - 2x HDMI - VGA - AMD FreeSync - 122% sRGB - DCI-P3 92% - Delta E<2 - Tilt Adjustable - 100x100 VESA
AOC Q27G2 27" QHD 155Hz Gaming Monitor
2560x1440 - 1ms - Displayport - 2x HDMI - Height Adjustable - 100x100 VESA
Lexar NM790 4TB M.2 NVMe Internal SSD
PCIe 4.0 x 4 SSD - Up to 7400MB/s Read - Up to 6500MB/s Write - 5 Year Warranty
MSI GF63 Thin 12VE 15.6" FHD 144Hz RTX 4050 Gaming Laptop
Intel Core i7-12650H - 16GB RAM - 512GB SSD - NVIDIA GeForce RTX 4050 6GB - AX Wi-Fi 6 + BT5.2 - Backlit Keyboard (Red) - Webcam - USB-C & HDMI - Win 11 Home - 1Y Warranty
FREQUENTLY ASKED QUESTIONS
What is Laybuy?
Laybuy lets you spread the cost of your purchases over 6 weekly payments, making buying what you want that much easier.
Who can use Laybuy?
You can access Laybuy if you:
• Live in Australia
• Are at least 18 years old
• Have a valid and verifiable email address and an Australian mobile number
• Have an Australian Mastercard or Visa credit or debit card
• Have an Australian residential and shipping address
• Have an Australian drivers licence
How do I use Laybuy?
Simply select Laybuy as your payment method during the checkout process.
What does it cost to use Laybuy?
PB Tech does not charge a surcharge for Laybuy transactions.
What are the fees for late payment?
If you fail to make payment you may be charged a late payment fee of $10.
Is there a minimum or maximum purchase limit?
A single Laybuy purchase can be up to $3,000. There is no minimum purchase limit.
When are my payments processed?
If your purchase is over $1,500 your first payment will be $250 PLUS the amount greater than $1,500 and is made when you make your purchase. Each subsequent instalment is charged each week for five weeks after the purchase date.
For example:
Purchase Price
• $2,400.00
Laybuy Payment Schedule
• Instalment 1 - $250 + $900 due on 1 June (today)
• Instalment 2 - $250 due on 8 June
• Instalment 3 - $250 due on 15 June
• Instalment 4 - $250 due on 22 June
• Instalment 5 - $250 due on 29 June
• Instalment 6 - $250 due on 6 July
If your purchase is $1,500 or under, your first payment is 1/6 of the purchase price and is made when you make your purchase. Each subsequent instalment is charged every week after the purchase date. Those five subsequent payments will be 1/6 of the purchase price each.
For example:
Purchase Price
• $600.00
Laybuy Payment Schedule
• Instalment 1 - $100 due on 1 June (today)
• Instalment 2 - $100 due on 8 June
• Instalment 3 - $100 due on 15 June
• Instalment 4 - $100 due on 22 June
• Instalment 5 - $100 due on 29 June
• Instalment 6 - $100 due on 6 July
If you have any further questions about how Laybuy can work for you, get in touch with their friendly support team.
Although we make reasonable efforts to update the information on our website about Laybuy, we make no representations, warranties or guarantees, whether express or implied, that this content on our Website is accurate, complete or up-to-date. We also do not warrant or represent that the information regarding Laybuy available through the website will meet your particular requirements or needs. We therefore suggest visiting www.laybuy.com/au or clicking the button below for the most accurate and up-to-date information.